Terms & Conditions

TWFG Harrell Insurance, Insurance With Brad, Texas Insurance Guy, Texas Insurance Association, Texas Homeowners Guide, and Harrell Solutions understand that your privacy is important to you. We are committed to protecting the privacy of your ‘Personally Identifiable Information’ (PII) is used for on this website. PII, as described in US privacy law and information security, is information that can be used on its own or with other information to identify, contact, or locate a single person, or to identify an individual in context. Please read our whole policy to fully understand how your information is collected, used, and protected. By using this website, you consent to the terms described in the most recent version of this Privacy Policy.

WE DO NOT SELL, SHARE, OR RENT YOUR DATA TO ANY THIRD PARTIES!!

This privacy policy was made for everyone to understand what their ‘Personally Identifiable Information’ (PII) is used for on this website. PII, as described in US privacy law and information security, is information that can be used on its own or with other information to identify, contact, or locate a single person, or to identify an individual in context. Please read our whole policy to fully understand how your information is collected, used, and protected.

WHAT PERSONAL INFORMATION DO WE COLLECT FROM YOU WHEN YOU VISIT OUR WEBSITE?
You May be asked to enter your name, email address, mailing address, phone number or other details to help you with the overall experience of being on our website. We ONLY collect information that you CHOOSE to enter into the website forms.

DO YOU USE ‘COOKIES’?
Yes, we may use cookies and related technologies, such as web beacons, to collect information on our web site. A cookie is a text file that is placed on your hard disk by a web page server. Cookies cannot be used to run programs or deliver viruses to your computer. Cookies are uniquely assigned to you, and can only be read by a web server in the domain that issued the cookie to you. One of the primary purposes of cookies is to provide a convenience feature to save you time. The purpose of a cookie is to tell the Web server that you have returned to a specific page. For example, if you register with us, a cookie helps us to recall your specific information on subsequent visits. This simplifies the process of recording your personal information, such as billing addresses, shipping addresses, and so on. When you return to our website, the information you previously provided can be retrieved, so you can easily use the features that you customized. A web beacon is a small graphic image that allows the party that set the web beacon to monitor and collect certain information about the viewer of the web page, web-based document or e-mail message, such as the type of browser requesting the web beacon, the IP address of the computer that the web beacon is sent to and the time the web beacon was viewed. Web beacons can be very small and invisible to the user, but, in general, any electronic image viewed as part of a web page or e-mail, including HTML based content, can act as a web beacon. We may use web beacons to count visitors to the web pages on the web site or to monitor how our users navigate the web site, and we may include web beacons in e-mail messages in order to count how many messages sent were actually opened, acted upon or forwarded. Third party vendors also may use cookies on our web site. For instance, we may contract with third parties who will use cookies on our web site to track and analyze anonymous usage and volume statistical information from our visitors and members. Such information is shared externally only on an anonymous, aggregated basis. These third parties use persistent cookies to help us to improve the visitor experience, to manage our site content, and to track visitor behavior. We may also contract with a third party to send e-mail to our registered [users/members]. To help measure and improve the effectiveness of our e-mail communications, the third party sets cookies. All data collected by this third party on behalf of our companies is used solely by or on behalf of our companies and is shared externally only on an anonymous, aggregated basis. From time to time we may allow third parties to post advertisements on our web site, and those third-party advertisements may include a cookie or web beacon served by the third party. This Privacy Policy does not cover the use of information collected from you by third party ad servers. We do not control cookies in such third party ads, and you should check the privacy policies of those advertisers and/or ad services to learn about their use of cookies and other technology before linking to an ad. We will not share your personal information with these companies, but these companies may use information about your visits to this and other web sites in order to provide advertisements on this site and other sites about goods and services that may be of interest to you, and they may share your personal information that you provide to them with others. You have the ability to accept or decline cookies. Most Web browsers automatically accept cookies, but you can usually modify your browser setting to decline cookies if you prefer. If you choose to decline cookies, you may not be able to fully experience the interactive features of our websites you visit.

HOW DO WE USE YOUR INFORMATION?
We may use the information collected from your submission in the following ways:
- Phone calls for marketing purposes
- Send Text (Data Rates may apply) and/or Emails for marketing purposes
- Send US Standard Mail
- Contact you via Social Media (Facebook, Instagram, LinkedIn, etc.)
- Contact you in any other possible communication available to us
- Run Consumer Reports (including credit history and insurance loss history reports) for quotes on Insurance. Your Credit Score should not be affected.

HOW DO WE PROTECT YOUR INFORMATION?
We may maintain physical, electronic, and procedural safeguards designed to protect your and your clients' personal information. Only authorized employees, insurance agents and administrators are permitted to have access to that information. To help prevent unwarranted disclosure of your and your clients' personal information, and to secure that information from theft, we utilize secure computer networks. Access is restricted to those individuals who need to use that information to provide products or services to you or your client. Our website is scanned on a regular basis. All information you supply is secured via Secure Socket Layer (SSL) technology.

THIRD-PARTY DISCLOSURE
We DO NOT sell, trade, or otherwise transfer your PII to any outside partners unless we receive written advance notice directly from you.

THIRD-PARTY LINKS
At our discretion, we may include or offer a third-party solution on our website. As a reminder, these third parties have a separate privacy policy and therefore we have no responsibility or liability for the contact and/or activities of these sites. If you have issues regarding these sites, we welcome any negative feedback about these sites so we can improve our third-party vendors.

LIMITATION OF LIABILITY
We will not be responsible or liable to you or for any damages you or a third party incurs due to the use of this website. This limitation includes any losses or expenses whether of a special, incidental or consequential nature arising out of any:

1. virus;
2. system failure of this website;
3. defect or delay in transmission of the website itself; and
4. errors in the information set out in this website.

Any links or hyperlinks to other internet resources can be problematic and you should consider the risks in view of such sources. We does NOT endorse, monitor or made certain other websites or sources are accurate and virus free.

We also reserves the right to change, modify or alter the materials in this website as it deems appropriate with no public notice of when such change(s) occur.

REGARDING INSURANCE QUOTES
Consumer reports, including credit and insurance loss history reports, may be ordered with this quote to help determine eligibility for insurance and the price of the quote. The quote is not an offer for insurance, offer of an insurance contract, or an insurance contract, binder, or application to purchase insurance. Your actual premium may vary based upon additional information you provide or we obtain, the coverages and deductibles that you select, and any additional underwriting criteria. We reserve the right to accept or reject working with you on your insurance quote. All quotes made are subject to underwriting approval. By getting a quote with us, we DO NOT GUARANTEE it will save any money on your insurance.

OPTING OUT
You can always decide to opt-out of any of our marketing at any time. For Emails, please use the ‘Unsubscribe’ button. For all other marketing, please submit a written letter to brad@harrellsolutions.com, subject line ‘Opt-Out’.

COOPA (CHILDREN ONLINE PRIVACY PROTECTION ACT)
The COPPA puts parents in control for any collection of personal information for children under the age of 13 years old. We DO NOT market to anyone under the age of 18.

FAIR INFORMATION PRACTICES
To be in line with Fair Information Practices, if for some reason our data is ever breached, we shall notify you via email within 7 business days.

CONTACTING US
If there are any questions regarding this privacy policy, you can contact us as the email listed here: brad@harrellsolutions.com